Maurice Weber has built HenriPay from a property company into a €4 billion banking tech giant using a collection of worldwide patents. These legal protections guard his company’s bright ideas and help it grow around the world. Without these patents, HenriPay would struggle to stand out among rivals in the crowded money app marketplace.
From Buildings to Banking
Back in 2020, HB Holding started out as a property and building firm that paid its own way without borrowing money. Weber joined in 2022 and steered the company toward banking apps, changing its name to HenriPay Holding N.V. by late 2024. The switch happened alongside the creation of Henri, their main banking app that teaches users about money.
This change worked wonders for the company’s worth, jumping from $500 million to €4 billion in just three years. HenriPay kept some buildings and land to stay stable while pouring most effort into banking tech projects. Their star product, Henri, mixes banking tools with money lessons to help customers handle their cash better than old-fashioned banks ever could.
Weber’s Banking Manifesto
On top of operational leadership, Weber’s influence is evident through his co-authored book “From Vaults to Clouds,” written with Benjamin van der Lande. This Amazon bestseller explores financial technology and examines how traditional banking holds up in the digital world.
The book has received attention from major financial publications and was even discussed at the World Economic Forum, establishing Weber as a thought leader at the intersection of technology and finance. This intellectual contribution complements his business strategy.
How Patents Protect Good Ideas
The company’s worldwide patents mostly belong to mobyyou, where Weber leads as Board Chairman. These patents guard their unique systems for safe payments and fun money-learning games that make HenriPay different from competitors. They work like legal walls that stop others from copying their ideas while making investors feel safer and opening doors to work with other companies.
Weber showed how valuable these patents are when he saved mobyyou from bankruptcy. After becoming temporary vice president in 2022, he turned the struggling business around and landed a huge $1.7 billion contract. This success story proves how owning unique ideas can save a company and help it thrive when times get tough.
Global Prize for Banking Breakthroughs
Weber’s success in turning patents into powerful business tools caught the attention of industry experts worldwide. In early 2025, he received a prestigious Global Recognition Award for his groundbreaking work in financial technology. The award brings more than just a trophy to display; it puts HenriPay on the map for investors searching for the next big thing in banking technology.
The Global Recognition Awards team, known for their strict selection process, chose Weber among thousands of candidates worldwide. The award confirms what early supporters already knew – Weber’s approach to financial technology solves real problems and creates new business opportunities.
Teaching a Billion Wallets New Tricks
HenriPay plans to expand beyond Europe using its patent-protected systems that can work in many countries. They recently hired Chakib Bouda, who used to run Visa’s security division, to help them grow safely. Bouda knows how to keep payments secure when millions of people use them, which matters as HenriPay prepares to launch new banking products in the coming months.
Weber dreams of helping one billion people worldwide become smarter with their money. By mixing clever technology with a mission to teach financial skills, his company wants to change how people handle their money forever. For Weber, these patents aren’t just legal documents—they’re building blocks for a world where everyone can access simple, smart banking tools that improve their financial health.
